•
•
•
•
•
•
  •
  •
  •
  •
  •
  •
  •
•
•
•
•
•
•

 
SERVICES
Our Electronic & Convenience Services Are The Best Available!
Plus - Qualify for our monthly promotion - Monthly $50 VISA Gift Card Drawing
To qualify for the drawing, sign up for the following CPECU services:
•
 Net Check Direct Deposit
•
 Share Draft Checking
•
 MasterCard's ATM/Debit Card
•
 CPECU's Online Services
- See below for for additional details.
It's time to kiss your bank good-bye! Come on over to your Credit Union!
We make it easy to switch your Direct Deposit over to CPECU.
ADDITIONAL CREDIT UNION SERVICES
•
 HFS - Home Financial Services - online account access -
Click Here to apply online.
•
 Teller 24 (phone based account services) Details below.
•
 Notary Services (for Members in good standing)
•
 Direct Deposit
•
 Payroll Deductions
•
 Money Orders
•
 Credit Seminars
•
 Life Insurance for younger and older members - Click here  
Details On CPECU Convenience Services
Combine the following services for complete financial convenience:
Sign Up For Direct Deposit:
•
 No waiting for your check to arrive.  
•
 No chance of a lost or stolen check.
•
 No waiting in long teller lines to deposit or cash your pay or retirement checks.
•
 On payday, the funds will be in your CPECU Accounts.
Pay Your Bills With Share Draft Checking:
•
 The account is FREE with net check
Direct Deposit or by maintaining a minimum
balance of $200 in the account or $500 in savings.
•
 Your first order of checks is FREE.
•
 No monthly fees.
•
 No transaction fees.
•
 Unlimited checkwriting.
•
 All you pay for are the printing costs of your checks after your first free order.
•
 Overdraft Advance is offered on this account for members in good standing, over 18 years or ago, with the account open at least 90 days. Overdraft Advance provides a cushion that will permit you to overdraw your account up to a maximum of $500 which includes a $30 fee for each item. By paying your overdraft in this way, you eliminate the potential embarrassment of having a share draft returned and the unnecessary third-party fees.
 

Use Our MasterCard ATM/Debit Card or STAR ATM Card:

•
 Use your MasterCard Debit Card at millions of MasterCard locations instead of cash or checks. The debit transactions will be automatically deducted from your checking account.
•
 $800 daily limit on Point-of -Sale (POS) transactions with your ATM / Debit Card - anywhere MasterCard is accepted.
•
 Daily Limit: $500 per day from an ATM using your ATM or ATM / Debit Card .
•
 Receive 15 FREE withdrawals per month on either card at any STAR ATM.
•
 Enjoy Surcharge Free ATM or Debit Card usage at most MoneyPass ATMs that include
US Bank Branch ATMs and at 4600 credit union ATMs in the Alliance One network. Click here for a complete listing of surcharge-free MoneyPass ATMs.
•
 Click on this website to find Alliance One ATMs near you or where you are traveling: www.atmallianceone.org
•
 If your ATM or Debit Card is lost or stolen: Please report it immediately. During business hours, call Anita at 216-241-1088, ext. 211. Off hours, call 1-800-523-4175
Very Important ATM/Debit Card Travel Announcement:
•
 For your protection against ID theft and unauthorized use, your ATM/Debit Card can only be used in the USA and Canada.
•
 If you're going on a trip and want to use your card in other countries, we can arrange card access in those countries, but you must contact us at least 3 business days prior to leaving.
•
 Please contact Anita at 216-241-1088, ext. 211.

Once A Member - Always A Member!
•
 Please remember that no matter what happens with your employment, you can still be a CPECU member.
•
 Whether you retire, change jobs, move out of state or are laid off, we want to continue to be your credit union.
•
 And in these uncertain economic times, if you are laid off, your unemployment checks can be Direct Deposited into your CPECU Accounts.
We remain dedicated to providing you with a lifetime of financial services, so don't ever hesitate to contact us to discuss how we can help you achieve your financial goals.

Access Your CPECU Accounts On A Touch-Tone Phone With Teller24
Access your CPECU Accounts anytime of the day or night - anywhere you may be!
•
 Call Teller24 from any touch-tone phone:
•
 Check account balances.
•
 Transfer funds from savings to checking.
•
 Make loan payments.
•
 Balance your checkbook by finding out what checks have cleared.
•
 Request to have a check mailed to you from your account.
With Teller24, Your CPECU Accounts Are
Always A Phone Call Away!
Call Teller24:
•
 216-479-7430 or 800-562-6029, Ext. 2.
•
 Enter your Account Number.
•
 Enter your Teller24 PIN Number.  
Use Teller24:
•
 Request Account withdrawals. • Transfer funds. • Check dividend amounts.
•
 Balance your Share Draft Account. • Check loan balances. • Check finance charges.
•
 Verify deposits & withdrawals. • Check account balances. • Make loan payments.

First Time Callers:

 
•
 Use Option 2. Enter the last 4 digits of your Social Security number as your PIN, then pick the PIN of your choice.
Teller24 Quick Tips  
•
 If you receive a response that "The system is unavailable," this means that information was entered incorrectly. Please call back and listen carefully to the prompts.
•
 When entering 2-digit numbers corresponding to suffixes, do not use the "#" key. Use "21" for Shares & "11" for Share Draft.
•
 If you call the Credit Union to receive information that can be received on Teller24, you will be charged $3.00 for the call!
•
 If you need assistance using Teller24, call 216-241-1088, & dial one of these extensions: 201 or 216. We will gladly send you some helpful instructions; and if necessary, we'll even "walk you through" a typical Teller24 call.
NOTE: Teller24 is unavailable from about 4:45 PM to 6:30 PM, Mon. - Fri. for end of day processing.
The credit union is no longer able to process YMCA dues for members.
•
 If you are a member of the Cleveland area YMCAs, you can NO LONGER elect to pay your monthly dues by having them deducted from your CPECU Share Savings Account. Members can, however, sign up at the YMCA to have the dues come out of their accounts electronically or have a credit card billed.
•
 Also, members can still join the YMCA on the Cleveland Postal Employees Credit Union Corporate Membership Plan and receive a discount. There may be a $50.00 joining fee. The YMCA does, however, waive this during promotional periods throughout the year.